If you have recently applied for Social Security Disability Insurance (SSDI) and have got your approval, then first of all congratulations to you. However, it is important to know that the first payment of SSDI is not received as soon as you apply. It takes some time, and sometimes you have to wait for several months.
If you have just got approval and your first payment is going to come in June or July, then this information is very useful for you. Here we will tell you on which date SSDI payment will be received, who will get it, and how much amount can be received.
Why is there a delay in SSDI payment?
When a person applies for SSDI, his medical records, work history and other important information are thoroughly examined. This process is not so easy. It often takes time for the Social Security Administration (SSA) to verify all the documents and determine whether the applicant is truly disabled.
This process can sometimes take 6 to 8 months. In some cases it can take more than 1 year. But once your case is passed and the SSA approves you, then payments start coming on a certain date every month.
When will you get SSDI payment in June 2025?
If you are already receiving SSDI or your first payment is due in June, here are three possible payment dates for June:
- June 11, 2025 – if your date of birth is between the 1st and 10th of June.
- June 18, 2025 – if your date of birth is between the 1st and 20th of June.
- June 25, 2025 – if your date of birth is between the 21st and 31st of June.
Note: This payment is only for those who started taking SSDI after April 30, 1997 and who are not taking Supplemental Security Income (SSI).
When will SSDI payment be received in July 2025?
Similarly, payments will be given on three dates in July:
- July 9, 2025 – for those with dates of birth 1 to 10.
- July 16, 2025 – for those with dates of birth 11 to 20.
- July 23, 2025 – for those with dates of birth 21 to 31.
This schedule does not change every month. SSA issues payments every month based on the date of birth. This process is in place so that people get money on time and regularly.
Who can get SSDI?
SSI is given to those who are unable to work for at least one year due to serious illness or injury. Its purpose is that people who have left the workforce can get some relief from the government.
But SSDI is not available to everyone. There are some conditions for this:
- You must have worked before and Social Security taxes have been deducted from your income.
- Your disability must be as per the standards of Social Security.
- Doctor’s report, medical proof and other important information have to be given to SSA.
How much amount can be received in SSDI?
Now let’s talk about the money. Everyone’s SSDI payment is different. The reason for this is that this payment depends on your past income, tax record, and years of work.
Average SSDI payment:
- $1,581 per month – This is the average SSDI amount till April 2025.
Maximum SSDI payment:
- $4,018 per month – This can be received by those who have paid a lot of tax and have long work experience.
If you think your SSDI amount is too low, you can also apply for Supplemental Security Income (SSI) and SNAP benefits. Both of these programs are for low-income people and help with food and daily needs.
Spouse and children can also get money with SSDI
If you’re getting SSDI and you’re married or have children, your family members can also get some financial help.
Average amount:
- A spouse can get $439 per month.
- Children can get $511 per month.
This amount is based on the earnings and Social Security history of the person who’s applying for SSDI.
Are you eligible for SSI and SNAP?
If your SSDI amount is too low, or you are burdened with too many expenses, you should also apply for SSI (Supplemental Security Income) and SNAP (Supplemental Nutrition Assistance Program).
- SSI is an additional income support that is available to people with low income and fewer resources.
- SNAP i.e. Food Stamp Program, provides financial assistance to the needy to buy food items.
To apply for both these programs, you can visit the SSA website or go to your nearest Social Security Office and get help.
Some important things you should know:
- The first payment of SSDI may be delayed, but once it starts, it comes regularly every month.
- Keep your bank account information updated, so that the payment comes directly into it.
- SSA sends you payment notices through mail or online portal, read them carefully.
- If you feel there is any error in your payment, contact the SSA office.
Read more: IRS $3,034 Refund This Father’s Day: Are You Eligible for Direct Deposit?
Conclusion:
SSDI is an essential benefit for people who are unable to work due to a serious illness or injury. If you are approved, you can feel relieved knowing that you will receive financial help on a fixed date every month.
If your birth date falls between 1 and 31 in June, and you started taking SSDI after 1997, then you should now have a good idea of when your June and July payments will come.
And if you think your payment is too low, then there is no need to panic. Not necessary. You can apply for programs like SSI and SNAP to make your life a little easier.
