What is SNAP and Who is it For? SNAP i.e. Supplemental Nutrition Assistance Program is a federal scheme that provides financial assistance to low-income families living in America to buy food items every month. The amount received under this scheme is loaded into the EBT card (Electronic Benefit Transfer Card) every month. This card works like a debit card, allowing you to buy food items from supermarkets, farmers markets and some online platforms (such as Amazon and Walmart).
Eligibility Criteria for Married Couples – Are You Eligible?
SNAP considers you a two-person household if you and your spouse live together, cook and buy food together. Based on this, the following eligibility criteria apply in June 2025:
Eligibility Highlights:
- Combined income: Your total monthly income must be less than 130% of the Federal Poverty Level (FPL), which is about $2,215 per month.
- Net income: Income after deductions must be less than 100% of the FPL, which is $1,704 per month.
- Asset limits: Your total assets must not exceed $3,000 (up to $4,500 if one of you is elderly or disabled).
If you meet all three criteria, you can apply for SNAP.
How Much Does a Two-Person Household Get?
The amount of assistance provided by SNAP is updated each year in October based on the Thrifty Food Plan. The amount applicable in June 2025 will be valid from October 1, 2024 to September 30, 2025.
Region-Wise Maximum Amount for Two Persons (Per Month):
- 48 principal states + D.C.: $536
- Alaska (Urban): $692
- Alaska (Rural 1): $882
- Alaska (Rural 2): $1,074
- Hawaii: $948
- Guam: $790
- U.S. Virgin Islands: $689
Example: If your net income is $600, then $600 × 0.30 = $180. Then you will get SNAP assistance of $536 – $180 = $356.
When and How Do You Get SNAP Money?
Via EBT Card
Once your application is approved, your SNAP funds are loaded onto your EBT card each month. You can typically use this card at supermarkets, farmers markets, and some online stores. You can check your card balance online, by phone, or with a mobile app like FreshEBT.
Distribution Dates by State – June 2025
Each state has its own distribution calendar. Most states release SNAP funds within the first 10 business days of the month, but some states distribute them on different dates throughout the month.
Some Examples:
- Alabama: June 4 to June 23
- Alaska: June 1
- California: June 1 to June 10
- Florida: June 1 to June 28
- Texas: June 1 to June 28
- Georgia: June 5 to June 23
- New York: June 1 to June 9
Tip: Be sure to check your exact payment date by visiting your state’s SNAP portal.
Application and Renewal Process for SNAP
How to Apply?
- Gather the required documents: ID, Social Security number, proof of income, rent or house receipts, utility bills, etc.
- Apply: You can apply online, by mail, or by visiting your state SNAP office.
- Interview: You may have to go through an eligibility interview over the phone or in person.
- Once approved, you will receive an EBT card within 7–10 days.
Recertification:
- Most states require renewal every 6 or 12 months.
- Renew on time or benefits may stop.
- If there is a change in income or number of people in the household, inform the SNAP office within 10 days.
Easy Ways to Budget
- Buy the basics first – like rice, lentils, eggs, flour, oats.
- Look at the unit price – like price per kilo or per liter.
- Cook and freeze food in large batches – this saves both time and money.
- Check the balance after every purchase – this will prevent the card from being declined.
SNAP-Ed and Other Helpful Resources
- SNAP-Ed program: Free nutrition education, recipes and cooking demos from the USDA.
- ChooseMyPlate.gov: Online tools for balanced diet planning.
- WIC & TANF: Other benefits for women, newborns and poor families.
- Double-Up Food Bucks: You can double your EBT purchases at a farmers market.
- Local Food Banks: Find a food pantry near you on a site like Feeding America.
Common Problems and Solutions
| Problem | Solution |
|---|---|
| Lost EBT card | Call state EBT helpline immediately and ask for a new card |
| Card not making purchases | Check balance, PIN and shopper participation |
| Benefit amount not received | Notify state SNAP office immediately |
| Received wrong amount | You can appeal – this is called a “Fair Hearing” |
Policy Changes and Future Prospects
- Some states have imposed new conditions on SNAP, such as a ban on soda and energy drinks (Nebraska).
- Proposals to cut SNAP-Ed funding are a concern.
- About 42 million Americans receive SNAP in 2024.
Case Study: Anna and Raj
Anna and Raj are a married couple living in Georgia. Their net income is $800.
SNAP Calculation:
- $800 × 0.30 = $240
- $536 – $240 = $296 per month
Her SNAP payment was issued on June 17. She shopped twice with the money – once for basic groceries and once for fresh vegetables and protein.
Read more: Paying the CRA: Step-by-Step Guide for Canadian Taxpayers
Frequently Asked Questions (FAQs)
Q1. Can I buy ready-to-eat meals with SNAP?
A. Generally no, but some states have a Restaurant Meals Program available for people who are elderly, disabled or homeless.
Q2. What if there is a change in the family?
A. Notify your state SNAP office within 10 days.
Q3. Is there a work requirement?
A. Yes, for those without children (ABAWDs), at least 80 hours of work or training per month must be completed.
Q4. What can’t be purchased with SNAP?
A. Alcohol, cigarettes, pet food, soap, vitamins, and hot prepared foods (with some exceptions) are prohibited.
Conclusion
SNAP is a very useful scheme that provides food security to married couples. If you understand all its terms and benefits properly, then you can ensure nutritious food for your family every month without any hassle.
From applying to budgeting, this guide will help you every step of the way.
