Every month, millions of Americans enjoy the Social Security checks. These are payments in the kind of retirement and disability among others. The Social Security Administration (SSA) pays out these sums on various days of the month under this significant system so that the payment is made in a systematic manner and in time.
The SSA’s official payment schedule is not a random process. Every beneficiary is allotted a certain day based on their date of birth and the date they start receiving benefits. This system has remained almost constant over the years and its purpose is to ensure that millions of people whose income depends on Social Security know when their money will arrive.
How much will be the third payment in May 2025?
Social Security checks will be released four times in May 2025 and the third of them will come on Wednesday, May 21, 2025. However, this third payment does not suit all people and so it is good to be informed as to whether you will be in this category or you will receive it earlier or later.
Who will get the third Social Security payment?
The third payment on May 21 will be given to beneficiaries who meet two special conditions:
- They started receiving Social Security benefits after May 1997.
- They were born between the 11th and 20th of any month.
- If you meet both of these conditions, you fall into “Group 3”, and your payment will be deposited directly into your bank account on May 21.
Note: If you started receiving benefits before May 1997 or your date of birth is between 1-10 or 21-31, you will not be eligible for this third payment. In such a case, your payment will either have been received on May 3 or will come on May 28.
What is the maximum Social Security payout in 2025?
The amount each beneficiary receives depends on a number of factors – such as their earnings history, the number of years they have contributed, and the age at which they applied for benefits.
In 2025, a person retiring at full retirement age can receive a maximum of $4,018 per month. This amount also applies to Social Security Disability Insurance (SSDI) recipients.
If a person delays retirement until age 70, he or she can receive up to $5,108 per month.
Conversely, an individual who accepts early retirement at the age of 62 is given a reduced benefit since there is a penalty on withdrawal of early benefit.
These figures also form part of a COLA (Cost-of-Living Adjustment) 2.5% in the year 2025. This information may help one to get an idea of your prospective benefits, though the majority of the people do not receive this maximum amount.
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Ways to Receive Social Security
The SSA only makes payments electronically these days. Paper checks are no longer issued. Beneficiaries have three options:
- Direct Deposit:
The fastest and most secure method. Funds are deposited directly into your bank account on the payment date. - Direct Express Card:
This is a prepaid debit card linked directly to Social Security funds. Especially useful for people who don’t have a bank account. - Bank Transfer:
If not set up as direct deposit, it can take up to 2-3 business days.
Tip: Make sure your bank details are up to date. Even a small mistake can delay payment.
Is this the same with disability benefits receivers (SSDI)?
Yes, the SSDI (Social Security Disability Insurance) recipients adhere to the same plan as retirees.
In case an SSDI beneficiary started earning the benefits since May 1997 and was born on May 11-20, he or she will also get a third payment on May 21.
The difference can only be that one is getting retirement benefits and other is getting disability benefits. But the payment dates are the same.
How to find out when your payment will arrive?
You can check this information online through your “my Social Security” account:
- When did your last payment arrive?
- When is the next payment scheduled?
- Are your bank statements and personal information correct?
If you haven’t created an account yet, you can do so in a few minutes by visiting the SSA website.
Conclusion
The third Social Security payment for June 2025 will be received on June 21 for people in Group 3 — those who began receiving benefits after May 1997 and were born between the 11th and 20th of June. This system of Social Security payments is the lifeline for millions of people in the US. You should therefore monitor your payment, date, means and amount. When you qualify you will get the money on time in your account simply ensure that you have all the details right.
FAQs
Q1. What is the 3rd Social Security payment in June 2025?
A: The 3rd Social Security payment in June 2025 refers to the third round of scheduled monthly benefit disbursements by the Social Security Administration (SSA), specifically for eligible beneficiaries based on their birth date and the start date of their benefits.
Q2. What is the date of the 3rd Social Security payment in June 2025?
A: The 3rd Social Security payment is scheduled for Wednesday, June 18, 2025, according to the SSA payment calendar.
Q3. Who qualifies for the 3rd Social Security payment in June 2025?
A: To qualify, you must meet two criteria:
You began receiving Social Security benefits after May 1997, and
Your birth date falls between the 11th and 20th of any month.
Q4. Do SSDI recipients get paid on the same schedule?
A: Yes, SSDI (Social Security Disability Insurance) recipients follow the same payment schedule as retirees. If they meet the eligibility for Group 3, they receive their payment on June 18, 2025.
Q5. What if I don’t qualify for the 3rd payment group?
A: If you don’t meet both eligibility criteria, your payment would either come earlier (June 3) or later (June 25) depending on your birth date and benefit start date.
