$1,546 OAS Payment Arriving June 2025 – Full Eligibility and Deposit Date Guide

To ensure the financial security of senior citizens in Canada, a strong pension scheme called Old Age Security (OAS) is run by the government. In June 2025, eligible citizens are set to receive a monthly payment of up to $1,546 under OAS. This amount is proving to be helpful in balancing the cost of living, especially for those who have retired and have limited income.

In this article, we will know in detail who will get this OAS benefit in June 2025, how much will be received, when will the payment be made, what are the eligibility rules, and what steps you should take if your payment has not arrived.

What is Old Age Security (OAS)?

Old Age Security (OAS) is a major public pension scheme of the Government of Canada which is given in the form of monthly payment to citizens aged 65 years or above. This benefit is not based on the prior earnings of the person, but is determined on the basis of their residency and income level.

There are three major parts of OAS:

• Guaranteed Income Supplement (GIS) – additional support to low-income OAS recipients.
• OAS Pension – monthly payment to eligible citizens aged 65 years or older.
• Allowance & Allowance for the Survivor – support to low-income married or widowed/widower citizens aged 60-64 years.

Who is eligible to get the $1,546 OAS payment?

You have to meet some basic eligibility to receive OAS. Understand it through the key points below:

• Age: You must be at least 65 years of age.
• Citizenship and Residence: You must be a Canadian citizen or legal resident.
• You must have resided in Canada for a minimum of 10 years from the age of 18 up until the time of application. Should you be living outside Canada, you may qualify for OAS if you have lived within Canada for 20 years.

Income level

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• Your annual income must be below a certain threshold to qualify for GIS.
• The estimated GIS threshold for 2025 is $21,624 or less (for a single person).

Late application benefit: If you start taking OAS after age 65, you get 0.6% more per month (or 7.2% annually) — for a maximum of 36 months.

How much will you get under OAS?

The OAS amount you will receive in June 2025 can be divided into three parts:

OAS Pension:

• Maximum: about $713.34 per month
• This amount is recalculated every three months and is linked to the CCI or inflation index.

Guaranteed Income Supplement (GIS):

• Maximum: about $936.23 per month (for a single person)
• This is for people with very low incomes.
• Total Possible (OAS + GIS) = up to $1,546 per month

How to check payment status?

You can check the status of your OAS payment in the following ways:

• My Service Canada Account (MSCA) Website
• You can log in and see OAS payment date, amount, and updates.
• Check Your bank account statement will show a deposit under the name “Gov’t of Canada – OAS” or “OAS/GIS Deposit”.
• Contact Service Canada Toll Free: 1-800-277-9914 (OAS/CPP Helpline)

What if I haven’t received my payment?

If you haven’t received your OAS payment after June 26, 2025:

• Check your bank account number and information
• Login to the MSCA portal to check for updates
• Call Service Canada GST to file a complaint
• Paper cheque holders may need to wait a few extra days
• Inflation and OAS increases (Indexing)

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Both OAS and GIS are increased according to the quarterly Cost of Living Adjustment (COLA). OAS is expected to increase slightly in April and July due to the CPI increase in early 2025.

• For example: OAS increased by 1.3% in January 2025
• GIS may increase with this increase in June 2025

How to apply for OAS?

If you haven’t applied yet and you are eligible, follow the steps below:

• Register at My Service Canada Account
• Go to the “Apply for Old Age Security” option
• Fill in the required information and submit
• You will receive a decision letter in 1-2 months
• Note: Some people are automatically eligible and do not need to apply.

Conclusion

This $1,546 OAS payment from the Government of Canada in June 2025 has come as a relief, especially for seniors who rely on limited income. If you are eligible and haven’t checked yet, check the status immediately by logging into your bank account and Service Canada portal Through this scheme, the government is ensuring that every senior has the right to live with dignity, even if their income is limited.

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