U.S. Bank Bonuses 2025: When it comes to opening a bank account, it can be difficult to decide between several options. But if a bank is offering an attractive sign-on bonus, it can make the decision easier. U.S. Bank, one of the leading and most prestigious banks in the US, is currently offering great bonus offers to attract new customers. If you are also interested in the financial services of this bank, then this can be a golden opportunity for you. You can earn up to $900 through these offers available till June 2025. This will not only provide some relief to your financial situation but can also improve the banking experience.
Up to $450 Bonus on Smartly Checking Account
The bonus on U.S. Bank’s Smartly Checking account is very attractive for those who want to establish a new banking relationship. If you open this account through the bank’s website, branch or phone and make an initial deposit of at least $25 within 30 days, you may be eligible. Next, you must register with U.S. Bank’s mobile app or online banking service within 90 days of opening the account. You must also receive two or more direct deposits, which can include wages, pensions, or Social Security payments. The amount of the bonus will depend on the total amount of your direct deposits: you can receive a bonus of up to $250 if your amount is between $2,000 and $4,999.99, $350 if it’s between $5,000 and $7,999.99, and up to $450 if it’s $8,000 or more. It’s worth noting that if you already have a U.S. Bank personal checking account or have held one in the past 12 months, you won’t be eligible for this offer. The offer is valid through June 26, 2025.
Up to $900 benefit on business accounts
If you are a businessman and are planning to open a new bank account for your business, then U.S. Bank’s Business Checking scheme can prove to be a boon for you. Under this scheme, you can earn a bonus of up to $900, provided you open a new Business Essentials, Silver Business or Platinum Business Checking account with promo code Q2AFL25. For a Silver or Business Essentials account, you have to deposit $5,000 in new funds in the account within 30 days and maintain that minimum amount for the next 60 days. If you open a Platinum account, you have to deposit $25,000 and maintain it for 60 days, in return for which you can get a bonus of up to $900. This offer is valid till June 30, 2025 and is not available to old business account holders.
Credit Card Bonuses—Extra Earning Opportunity
U.S. The bank not only offers bonuses on checking or business accounts but also rewards customers through its credit cards. If you choose the U.S. Bank Cash+® Visa Signature® Card and spend $1,000 in the first 90 days, you will get a $200 bonus. You can also get 5% cashback through this card, which makes it even more beneficial. Similarly, the U.S. Bank Altitude® Go Visa Signature® Card also lets you earn 20,000 points by spending $1,000 in the first 90 days. If you are a business user, the Business Altitude® Connect Visa Signature® Card is for you, in which you can earn 60,000 points by spending $6,000 within 180 days. The biggest feature of all these cards is that there is no annual fee in the first year and the bonus is usually credited to the account within a few weeks.
Are these offers right for you?
Deciding which offer is right for you depends on your personal financial behavior. If you are willing to set up direct deposits, can maintain a minimum monthly balance, and are comfortable using the bank’s digital services, then the Smartly Checking account offer may be suitable for you. On the other hand, if you are opening a new account for your business and have the ability to deposit a lump sum, then you can make the most of the business bonus scheme. In the case of credit cards, if you spend regularly every month and can make timely payments, then the bonus points and cashback can be fully availed.
Conclusion: A golden opportunity awaits you.
These bonus offers offered by U.S. Bank can definitely make your banking experience better. Whether you want to open a new personal account, start a business account, or avail yourself of a credit card, these schemes can fetch you anywhere from a few hundred dollars to as much as $900. Just keep in mind that each offer has its own terms and conditions and deadlines to be met. If you qualify and plan smartly, this can be a big step towards achieving your financial goals.
FAQs
Q. How much can I earn with U.S. Bank bonuses?
A. You can earn up to $900 depending on the account type and meeting specific requirements.
Q. Who is eligible for the Smartly Checking bonus?
A. New customers who haven’t had a U.S. Bank personal checking account in the last 12 months.
Q. What is required to earn the $450 checking bonus?
A. Set up direct deposits totaling $8,000+ within 90 days and meet other basic criteria.
Q. Is there a bonus for U.S. Bank business accounts?
A. Yes, up to $900 for new Business Checking accounts with qualifying deposits and balances.
Q. Are there credit card bonuses too?
A. Yes, select U.S. Bank credit cards offer bonuses like $200 or 60,000 points for qualifying purchases.
