Social Security is a key component of post-retirement financial stability in the US. For elderly people who have worked for years and no longer have a steady source of income, it turns out to be a lifeline. A person can apply for Social Security retirement benefits as soon as he makes the decision to retire, as long as he has paid enough payroll taxes and worked for at least ten years in positions covered by the Social Security Administration (SSA).
Who will get how much payment?
Each employee receives a different amount of Social Security. The length of time an individual has worked, his income, and the age at which he applied for retirement all play a role. Nonetheless, the average monthly payment amount is disclosed by the SSA.
The average amount paid to retirees increased from $1,999 in April and $1,976 in January to $2,002 in May 2025. These numbers demonstrate that payments do, albeit marginally, fluctuate over time.
What are the payment dates in June 2025?

For Americans who have applied for Social Security retirement, there are two possible payment dates: June 18 and June 25. The date on which you will receive money depends on your date of birth.
- If your date of birth is between 11th and 20th, then your next payment date is Wednesday, June 18, 2025.
- On the other hand, if your date of birth is between 21st and 31st, then you will receive payment on 25th June 2025.
However, there are some seniors who do not receive a payment date on either of these dates. This may be because:
- They never applied for Social Security.
- They are receiving Supplemental Security Income (SSI), which pays them on the first of every month.
- Those who receive both SSI and retirement benefits receive retirement payments on the third of every month.
What is the maximum Social Security payment possible in June?
The amount of Social Security also depends on the age at which a person applies for retirement. See the maximum payments for different age groups below:
- Those applying at age 70 can receive up to $5,108.
- Those applying at Full Retirement Age (FRA) can receive up to $4,018.
- On the other hand, if you apply at the age of 62, the maximum amount will be \$2,831.
Keep in mind that the amount mentioned above is the maximum, and very few people fall into this category. Most people get paid less than this.
What conditions must be met to get higher payment?
If you want to get the maximum payment under Social Security, then it is mandatory to fulfill the following conditions:
- **Apply for retirement at the age of *70* – this gives you 24% additional benefit.
- Must have worked for at least 35 years.
- Earned the maximum taxable income for 35 years.
- Must have done such employment in which payroll tax has been paid to SSA.
If you fulfill all these conditions, then only you can become eligible for the highest benefit.
Conclusion: Know your rights and apply on time
In addition to providing financial assistance, Social Security benefits are the culmination of decades of arduous labor. It’s time to learn about your entitlement and create the appropriate plan if you have paid regular taxes and held SSA-related positions throughout your career.
If you have already retired or are about to retire soon, it is important that you:
- Read every update related to SSA carefully.
- Know the next payment date based on your date of birth.
- And if you want maximum benefits, consider the option of late retirement.
Such plans give America’s senior citizens a strong foundation towards a self-reliant and secure future.
Important Dates at a Glance
Birth Date Range | Payment Date (June 2025) |
---|---|
11th to 20th | Wednesday, June 18, 2025 |
21-31 | Wednesday, June 25, 2025 |
SSI + SSA recipients | June 3, 2025 |
FAQs
Q1. When is the next Social Security payment for retirees in June 2025?
The next payments will be on June 18 and June 25, based on your birth date.
Q2. Who qualifies for the June 18, 2025 payment?
Retirees born between the 11th and 20th of any month.
Q3. How much is the average Social Security payment in May 2025?
The average payment is $2,002, up from $1,999 in April.
Q4. What is the maximum possible Social Security payment in June 2025?
Up to $5,108 if you filed at age 70.
Q5. Can someone receive both SSI and Social Security retirement benefits?
Yes, but they receive SSI on the 1st and retirement benefits on the 3rd of the month.